You've picked out the Ford Escape you've been wanting and you're signing all the paperwork. Now, the sales manager has asked you how you want to finance your new car. Should you go through the dealer, or your bank? Here are six benefits of car financing through your Ford dealer. 6 Benefits of Financing Your New Vehicle Through Your Ford Dealer 1. Convenience Financing your new Ford through the dealership offers one-stop shopping. We work with a number of lenders to help you get the best terms for your loan. You don't have to approach your bank or credit union before you come to us. We can take care of all the paperwork here at the dealership to have you on your way and enjoying your new ride as soon as possible. 2. Incentives and Promotions When you finance through our dealership, you may be able to access special incentives or promotions that aren't available with outside financing. Promotions may include 0% interest rates, cash back, or a rebate on your new car. If you finance through us, you could save a significant amount on your purchase price. 3. More Credit Options Since our finance team works with several different lenders, we can offer options for you, even if you have less-than-stellar credit. We can help you finance your new Ford with a lender that will work within your budget. Plus, you won't have to wait several days to see if your bank or credit union approves your loan application. We'll usually have an answer for you while you're still at our dealership. 4. Add-On Incentives When you finance with us, you may qualify for incentives besides cash back or lower interest rates. We may also be able to offer maintenance or service packages, as well as gap insurance so you know you're completely covered if something happens to your new vehicle. These offers are not available if you use an outside lender, so it's a great reason to finance your car through the dealership. 5. Easy Trade-In Options If you have a trade-in, we will appraise and test drive it when you come to our dealership. We will roll the value of your current car into your financing package. You can leave your trade-in with us and drive off the lot in your new Ford. 6. Extended Terms If the standard 36- or 48-month loan requires a higher payment than you can afford, our finance options may offer a longer-term loan, whereby the payment amounts are reduced. Banks and credit unions may not offer extended loans, but we can help you find financing so your payments fit within your monthly budget. If you're worried about financing your new Ford, we can help. Schedule a test drive with Bill Jackson Ford, in Troy, AL today, and we'll have you on the road in no time.
